Sarah & George Choy — Property Podcast

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How to Rent to LHA / UC Tenants – Mark Morris

How to Rent to LHA / UC Tenants - Mark Morris Why you should rent your property to tenants on LHA or Universal Credit benefits in these uncertain economic times. Make your rental properties recession proof. LHA expert Mark Morris discusses the steps to take and the...

Do I Need a Property Mentor?

Do I Need a Property Mentor? What are the benefits of having a Property Mentor or being in a Mastermind? Is it worth the money? How to make the most of your sessions. Watch the video below. We plan to help 10 people become Financially Free. Hurry. There are only 9...

Financial Freedom UK Case Study | Katie & Alan Donegan

Financial Freedom UK Case Study | Katie & Alan Donegan How this couple became Financially Free when Katie was 35 years old and created a Net Worth of £1.3 million by investing in the stock market.For the first time, we also share some of the items on our "Dream...

New Permitted Development Rights – Kingsley Hughes

New Permitted Development Rights — Kingsley Hughes, Designscape Consultancy We discuss Build, Build, Build and the New Permitted Development opportunities available to extend property up and out, plus changing commercial property use classes, finding plots of land and...

Starting a Business with No Money UK – Alan Donegan

How to start a Business with No Money - UK— Alan Donegan Is it possible to start any business with no money? Alan Donegan from PopUp Business School tears up the rule book and shows us how to do it.For the first time, we also share some of the items on our "Dream...

Should You Rent or Buy Your Own Home?

Should You Rent or Buy Your Own Home? Rent or Buy dilemma? We have a substantial property portfolio…and yet we are renting the home we live in. What are your thoughts? Watch the video then let me know in the Comments For the first time, we also share some of the items...

How to Raise Private Finance for Property Investing – Ray McLennan

How to Raise Private Finance for Property Investing — Ray McLennan An in-depth interview with Angel Investing expert Ray McLennan on Raising Private Finance: Where to find Investors What due diligence you should do on the Investor or a Deal When to say no Mistakes to...

Win a Zoom Evening with George and Sarah Choy

Win a Zoom Evening with George and Sarah Choy Competition ends Monday 3 August 2020, at 5am (that's when we wake up). Record a short 1-3 minute video on your phone. Professional quality not required. Tell us one or more things you have actioned from either of our...

Mike Cruickshank on How to Self-Build a House UK

How to Self-Build a House in the UK — Mike Cruickshank I interviewed self-build expert Mike Cruickshank on everything Self-Build. Mike has a wealth of experience: Worked for over 45 years in the Construction & Architectural sector, helping literally thousands of...

Jonathan Berliand on How to Invest Right Now

Jonathan Berliand on How to Invest Right Now I interviewed my good friend Jonathan Berliand on How to Invest Right Now. Jonathan is a multi-millionaire and entrepreneur. He started his first business at 5 years old; bought his first property at 15 years old and owns...

Living the 80/20 Way — Book Summary

Living the 80/20 Way, by Richard Koch — Book Summary A summary of the book Living the 80/20 Way, by Richard Koch and how we've implemented it in our lives. Living the 80/20 Way: Work Less, Worry Less, Succeed More, Enjoy More: Buy on Amazon: https://amzn.to/3gjUgN6...

RANT: Wake up People!

RANT: Wake up People! There's been a surge in people shopping for non-essential items this week, as the retail shops opened up for the first time since lockdown. Many of these people could become unemployed within the next two months! Are they out of their minds?? I...

How to Invest £500k in Property

How to Invest £500k in Property I was asked "How to invest £500k" by one of my subscribers. How would YOU invest £500k for yourself? Would you invest it in Buy To Let, Rent To Buy, Serviced Accommodation, Commercial Property, Developments, or something else? Let me...

How to Choose a Bank Account for a Limited Company in the UK

How to Choose a Bank Account for a Limited Company in the UK Consider these 3 criteria before choosing a Bank Account for a Limited Company or LLP in the UK. See the show notes below for useful links. Does your bank integrate nicely with Xero or QuickBooks? Let us...

How to Become a Millionaire

How to Become a Millionaire A Millionaire is an individual or couple whose net worth is at least one million units of currency. For those national currencies with a low unit value, the benchmark USD 1 million is used instead. To learn how to become a Millionaire, read...

Passive Income Ideas 2020

Passive Income Ideas 2020 Our top 5 Passive Income ideas to earn money in 2020, so you don't need to rely on the income from your job anymore.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby Engine...

How to Buy Property in the North When You Live in the South – UK

How to Buy Property in the North When You Live in the South - UK People don't think they can buy property in the North of the UK when they live in the South. We show you how we buy, refurbish and manage properties far away from our home.For the first time, we also...

Permission to Be Human — Stressed and Depressed

Permission to Be Human — Stressed and Depressed We’ve been feeling stressed and depressed this week. It’s not been easy coping with family emotions. This is what we've been going through with our two young children. Read more…For the first time, we also share some of...

Live Your Dream Life in Lockdown

Life in Lockdown — Live Your Dreams You can live your dream life in lockdown. We talk about values and what we do to meet those values in the coronavirus lockdown.For the first time, we also share some of the items on our "Dream Board." There's also an update on the...

How to Budget and Save Money | 3 Top Tips

How to Budget and Save Money3 Top TipsHere are our Top 3 Tips on how to Budget and Save Money for Property Investing. People have saved over £12,000 within a few hours of our help. There are easy steps you can take to start saving fast, even if you have a low income....

Commercial Conversion Q&A with Andrew Bartlett

Commercial Conversion Q&A with Andrew BartlettI interviewed developer Andrew Bartlett in a live Q&A on his commercial conversion projects, including the Whitby Engine Shed  and a pub conversion in Cornwall. We discussed issues with planning permission and...

UK Mortgage Market News – 6 April 2020

UK Mortgage Market News6 April 2020What's happening in the UK mortgage market due to Coronavirus (COVID-19). Watch this before considering a mortgage holiday. We discussed: How Mortgages have been affected for Buy to Let, Commercial, Development Finance, Bridging,...

Make Cash Fast

Make Cash Fast We give you our top 5 money making tips to make cash fast during the Coronavirus lockdown, including help from the government, and whether or not you should take a mortgage holiday. For the first time, we also share some of the items on our "Dream...

UK Mortgage Update – Coronavirus – 31 March 2020

UK Mortgage Update - Coronavirus 31 March 2020 We discuss how the mortgage market has changed due to Coronavirus, including mortgage stress testing and the move to desktop valuations. How it has affected UK Mortgages on Buy To Let, Commercial and Bridging Finance?...

How to Stay Positive During Coronavirus

How to Stay Positive During Coronavirus It's not easy to stay positive during the Coronavirus pandemic. Here are the top 4 top tips you can use use to become happier and in a more positive mood whilst we're all self-isolating at home during the Coronavirus...

Terrace House Renovation UK — How Much It Costs

Terrace House Renovation UK — How Much It Costs We share with you the costs to renovate a 2 bedroom terrace house and 3 bedroom terrace house in the north and south of the UK, for our Buy to Let rental properties or flips. Scroll down to download the costs shown in...

How to Learn about Property Investing

How to Learn about Property Investing There are may ways to learn about Property Investing. As Billionaire Investor, Warren Buffet said, "The more you learn, the more you earn." We also share the top books we recommend for anyone just starting out in property.For the...

Make More Money from Your UK Property Portfolio | 3 Tips

Make More Money from Your UK Property Portfolio 3 Tips We share our top tips to make your property portfolio more profitable.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby Engine Shed development...

Buy To Let Mortgage UK Explained

Buy To Let Mortgages - UK Explained I always get a lot of questions about UK Buy To Let Mortgages. They are usually people worrying about buying their first one, when they don't have any properties yet, or are opening a new company and are concerned about being...

Commercial Conversion — Vestry Offices Rotherham – Part 2

Commercial Conversion — Vestry Offices Rotherham | Part 2 This is the second update on this commercial conversion at Vestry Offices in Rotherham. This old municipal building is being converted into to 9 apartments.For the first time, we also share some of the items on...

Reduce Property Risk – Courage Pot

How to Reduce Property Investing Risks with a Courage PotLearn how we reduce property risk with a Courage Pot. It's the number one tip we do for every property…we started this after losing money on property in the past. It will help you to survive recessions, property...

Commercial to Residential Conversion in Croydon

Commercial to Residential Conversion — Croydon Tour of a commercial to residential conversion in Croydon - in progress. Conversion of an office into apartments. Scroll down to see the anticipated financials.For the first time, we also share some of the items on our...

Make Money from Your House – Live for Free

Make Money from Your House — Live for Free How to make money from your house, earning £7,500 tax free — and live for free. It's so easy, anyone can do it.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress...

What is Op-co Prop-co?

What is Op-co Prop-co? Op-co Prop-co company structure finally explained with simple examples. This is essential knowledge for Property Investors to know before they set up their Limited company or LLP, in order to protect assets or create value.For the first time, we...

The top Property Blogs of 2019

The top Property Blogs of 2019 Welcome to the top property blogs of 2019. Here's a collection of the best of the best as voted by you.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby Engine Shed...

Winning the Financial Freedom Award 2019

Winning the Financial Freedom Award 2019 We were so thankful to win Touchstone Education's Financial Freedom Award 2019 this week. We also update you on where we are with our SSAS pension application and other projects.For the first time, we also share some of the...

Our 2020 Property Investing Goals

Our 2020 Property Investing goals Just released — Sarah and George Choy's property investing goals for 2020: commercial conversions, joint ventures, SSAS, buy-to-let refurbishments, tenant buyers, starting a podcast and a new book. "I was looking at that and...

Commercial Conversion — Vestry Offices Rotherham

Commercial to Residential Conversion — Vestry Offices Rotherham We're happy to announce we're doing a commercial conversion on Vestry Offices in Rotherham, to create 9 apartments. We're working with Richard Snell on this one. This commercial conversion will bring much...

How to Set up a Property Company

How to Set up a Property Company We go through the easy steps to set up your property company, including: the SIC codes to use on your company registration, whether you should set up your company before you've found a property, and how long it takes to set a company...

How to set your Financial Freedom figure

How to set your Financial Freedom figure Financial Freedom is achieved when you receive enough Passive Income to cover all your living expenses. Passive Income is the money earned without using your time. You can choose to retire from your day job at that point if you...

How to Win at the real Property game

How to Win at the real Property game You can win at the real property game by mapping out your big game. It will motivate you and make your property business even more fun to build…just like playing Monopoly. We walk you through how to do it. Click here for links to...

Crushing it! | Diary of a Property Investor

Crushing it in Property How are you crushing it in property this week? Find out where we are with getting a SSAS to buy property and how we plan to crush it with social media. We've also received a number of questions about using Help to Buy to get your first house,...

Gordie Dutfield’s secrets revealed | Property Investor

Gordie Dutfield's SECRETS revealed In this episode interviewed Property Investor Gordie Dutfield about his property SECRETS and how he built his property portfolio.For the first time, we also share some of the items on our "Dream Board." There's also an update on the...

This will make you Inspired | Property Investor

This will make you InspiredProperty Investors People frequently tell us we are some of the most inspirational property investors they know. They are most interested in how we built our portfolio that led us to becoming financially free at a young age. Click here for...

Who won Millionaire Maker?

Who won Touchstone Education's Millionaire Maker Competition? In this episode we reveal the winner of the Touchstone Education’s property Millionaire Maker competition 2019.For the first time, we also share some of the items on our "Dream Board." There's also an...

Kicked out of Millionaire Maker—Our response

Kicked out of Touchstone Education's Millionaire Maker competition It was really disappointing not getting through to the finale of the Millionaire Maker competition. This is what we really think about it.For the first time, we also share some of the items on our...

What’s It like Being Financially Free? Life of a Millionaire.

What's It like Being Financially Free? Life of a Millionaire. We became retired and millionaires by the time Sarah was 39 years old. We let you know what our lives are like, now we don't need to have a job anymore.For the first time, we also share some of the items on...

Early look at our new property book — RETIRE NOW!

Sneak peek of our new property book We show you an early preview of our property book RETIRE NOW! We're so proud of it and grateful for Paul Smith at Touchstone Education who wrote the Foreword.For the first time, we also share some of the items on our "Dream Board."...

What Is It like Being a Property Mentor?

What Is It like Being a Property Mentor? This week we became property Mentors for Touchstone Education. Yay! It felt so good to share our property and financial freedom knowledge — and to give back. We'd been looking for a purpose in our retirement.For the first time,...

Getting Back to Work after the Holidays

Getting Back to Work after the Holidays It's never easy getting back to work after the holidays. This is what we've been up to.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby Engine Shed...

How to Live a Laptop Lifestyle

How to live a Laptop Lifestyle In this weeks video, we tell you how we live a laptop lifestyle anywhere in the world, managing our £1.7 million property portfolio. It's our kids summer holidays at the moment, so we've spent three of the five weeks on holiday. We...

#1 Tip for your Serviced Accommodation Business

Top Tip for your Serviced Accommodation business If you've got a Serviced Accommodation property or are thinking about getting one, you should do this. For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress...

Tip for Serviced Accommodation Properties in the Holidays

Tip for Serviced Accommodation Properties in the Holidays We recently stayed in a Serviced Accommodation property during our holiday. This reminded us to share a big tip for anyone who runs a Serviced Accommodation business. For the first time, we also share some of...

How I Spent My Birthday

How I Spent My Birthday I celebrated my 48th Birthday this week and had the perfect day. It was really lovely to receive so many birthday wishes on Facebook—a big thank you to everyone 🙏 We didn't record a video this week…just a written update. This is what we got up...

There are No Failures, only Outcomes — Property Investing

There are No Failures, only Outcomes — Property Investing We received disappointing news this week about our property deal. This is how we are choosing to cope with disappointment. We know there are no failures, only outcomes. So we've been reflecting on our learnings...

How to Pay Less Stamp Duty

How to Pay Less Stamp Duty In this episode we point out how to pay less stamp duty when buying Commercial Property. This week we managed to resolve a stamp duty disagreement with the seller's solicitor.For the first time, we also share some of the items on our "Dream...

What Have We Been up To? Week 21

What Have We Been up To? Week 21 This week we took a holiday with our children and met with one of our property investor friends.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby Engine Shed...

Meeting the Commercial Surveyor

Meeting a Commercial Surveyor This week we followed around a Commercial Surveyor whilst he viewed the Hotel and Conference venue we are planning to buy.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress...

Raising Finance — Tips from Dan Pattrick, Dapatchi Group

Raising Finance — Tips from Dan Pattrick, Dapatchi Group We had a mentoring session with Dan Pattrick, Property Developer and owner of the Dapatchi Group. He gave us some great tips on raising finance for property deals, which we shared in the video below.For the...

Enhance Productivity by Working at the Best Time of Day

Enhance Productivity by Working at the Best Time of Day How to enhance your Productivity by knowing WHEN to work When: The Scientific Secrets of Perfect TimingFor the first time, we also share some of the items on our "Dream Board." There's also an update on the...

Our Q2 Board Meeting | UK Property Investor

Our Q2 Board Meeting | UK Property Investor We go through the property investing topics we discussed at our Q2 Board Meeting this week at a spa.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby...

Glasgow Six Figure Summit

Presenting at the Glasgow Six Figure Summit In this week's 🎬 video we've included some of our presentation from the Touchstone Education Six Figure Summit in Glasgow. We also update you on the hotel we're buying, the Buy to Let we're converting into Serviced...

Exciting News on the Hotel We Are Planning to Buy

Exciting News on the Hotel We Are Planning to Buy In this week's 🎬 video we let you in on the exciting news about the hotel deal we've been working on. We were also being filmed at Touchstone Education's Millionaire Maker, with Paul Smith, Aniko Smith, Gordie...

Big Property Deal and a Tour of a Serviced Accommodation Property

Big Property Deal and a Tour of a Serviced Accommodation Property In this week's video we give you an update on our big deal, and show you one of our Buy to Let's in Suffolk that we are converting into Serviced Accommodation.For the first time, we also share some of...

Eco Serviced Accommodation Tour with Emma Howitt

Eco Serviced Accommodation Tour with Emma Howitt This week we interview the manager of an Eco-conscious High Tech Serviced Accommodation business, and take you on a tour of her latest SA property in Ashford, Kent.For the first time, we also share some of the items on...

Speaking at the Touchstone Education Six Figure Summit in London

London Six Figure Summit I was at the Touchstone Education Six Figure Summit in London presenting the journey of how we became millionaires and retired young.For the first time, we also share some of the items on our "Dream Board." There's also an update on the...

Bank Commercial Conversion – with Tobi and Toyin Ayandare

Bank Commercial Conversion - with Tobi and Toyin Ayandare This week we talk with developers Tobi and Toyin Ayandare converting a former bank into residential apartments.For the first time, we also share some of the items on our "Dream Board." There's also an update on...

Catching up with Property Developer Richard Snell

Catching up with Property Developer Richard Snell We meet with Richard Snell and discuss the power of using your network. There's another site visit of the Whitby Engine Shed development. For the first time, we also share some of the items on our "Dream Board."...

Whitby Engine Shed Financials

Whitby Engine Shed Financials We share the financials on the Engine Shed — the Commercial to Residential Conversion we’re involved in. We update you on a couple of issues following the purchase of our latest Commercial Investment Property and talk about SSAS...

News on 2 Commercial Properties

News on 2 Commercial Properties We have two big announcements to make regarding our Commercial Property and a Commercial to Residential Conversion.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby...

Presenting at the Touchstone Education Six Figure Summit

Presenting at the Touchstone Education Six Figure Summit We update you on our presentation at the Touchstone Education Six Figure SummitFor the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby Engine Shed...

How to Use Mentors to Achieve Your Goals

How to Use Mentors to Achieve Your Goals We did a live video this week and talked about how to use mentors to achieve your goals, and an update on the Commercial Property we're buying. We are also looking at getting involved in a development.For the first time, we...

Touchstone Education’s Temple of Wealth Challenges

Touchstone Education's Temple of Wealth Challenges We discuss which exercises we've found challenging in Touchstone Education's Temple of WealthFor the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby...

Q1 Board Meeting Format — Property Investors

Q1 Board Meeting Format — Property Investors We outline the meeting framework we followed for our Q1 Property Board Meeting offsite.We're also negotiating on a potential commercial development partnership.For the first time, we also share some of the items on our...

What’s It like Having a Property Mentor?

What's It like Having a Property Mentor? We take you to our property mentoring session and discuss our deal analysis workflow.For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby Engine Shed...

Commercial Property Sourcing — Where to Find Deals

Commercial Property Sourcing — Where to Find Deals We talk you through our Commercial Property sourcing dealflow. We also discuss how we're developing our mindset.For the first time, we also share some of the items on our "Dream Board." There's also an update on the...

Useful Business and Property Books

Useful Business and Property Books This week we talk you through some business and property books we've found useful to help run your business, and get rich.For the first time, we also share some of the items on our "Dream Board." There's also an update on the...

The Future of the UK High Street and Commercial Property

The Future of the UK High Street and Commercial Property We discuss the future of commercial property in the UK high street, as many well known retail brands have gone into administration, such as Toys R Us, Debenhams,  Karen Millen, and House of Fraser.For the first...

What is Touchstone Millionaire Maker?

        For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby Engine Shed development over the last 3 weeks. Plus a tip on preparing for the installation of electricity meters. We also announce the...

Viewing an Off-market Property | Week 1

Viewing an Off-market Property | Week 1 In this weeks video, we take you with us to as we view a secret off-market Commercial Property in Kent. For the first time, we also share some of the items on our "Dream Board." There's also an update on the progress Whitby...

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